Our Services

Smart Credit is a financial-services and loan-arrangement platform. We help customers identify, compare, request quotations for and apply for financing from approved institutions across Kenya.

Loan Matching

We identify the financing types and institutions that fit your requirement, income profile and customer type.

Lender Comparison

Compare indicative rates, fees, terms and processing times across banks, microfinance banks, non-bank lenders and digital credit providers.

Repayment Calculations

Estimate monthly instalments, interest or profit, processing fees and total repayment before you commit.

Quotations

Request a written indicative quotation for your requirement, delivered by email, SMS or WhatsApp.

Application Arrangement

We prepare and submit your application to the selected institution and follow it through to a decision.

Document Management

Upload only the documents required for your loan and lender, stored securely in your account.

Application Tracking

Follow every stage from qualification through lender review to approval and disbursement.

Professional Support

A dedicated officer answers questions and keeps you updated across email, SMS and WhatsApp.

Start with a product or a quotation

Choose the financing you need and compare the institutions that offer it, or ask us to prepare an indicative quotation for your requirement.